Buying a Home

Closing Date

An estimated closing date is usually specified in your sales contract , and a final date will be chosen after your mortgage loan application is approved and you sign the commitment letter .

Typically, your real estate sales professional , your lender, and your closing agent coordinate the setting of this date. Make sure the closing occurs before the commitment letter expires and while your interest rate lock-in remains valid (if applicable).

You should ask your closing agent for a statement that lists the date, place, time, and items you need to bring to the closing meeting.

One business day before the closing meeting, your closing agent will have you review a copy of the HUD-1 Settlement Statement . This document itemizes the funds the buyer and the seller will pay at closing.

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