Buying A Home

Once You Find Your Home: Making an Offer

There are several points that you need to address in your offer:

  • your preferred selling price (your offer).

  • financing and home inspection contingencies (for example, subject to acceptable interest rates and inspection report).

  • property and other features included in sales price.

  • conditions of deposit.

If the seller accepts your officer, consult your community bank for a mortgage loan. If the seller makes a counteroffer, take time to review it, paying particular attention to whether it suits your needs. If your offer is rejected, ask your community bank about alternate financing options that may increase your buying leverage and allow you to make a more attractive offer


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